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ZIP 38182 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38182

Median Home Value
$70,200
Median Rent
$636
Affordability Snapshot
$19,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$451/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

9.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38182, a household would need roughly $19,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $451. That sits below the local median household income ($29,448), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
39.5%-40% vs US avg
x
Vacancy Rate
19.9%+93% vs US avg
x
Broadband Access
56.5%-35% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
19.1%+49% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
40.5%-19% vs US avg
x
Mortgage-Free
55.6%+45% vs US avg
x
$70,200
Home Value
$636
Rent
1956
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.6%
  • 1-unit attached9.7%
  • 2-9 units24.2%
  • 10+ units8.4%
  • Mobile home & other1.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$70,200
Median rent$636
Owner-occupied39.5%
Vacant19.9%
Price-to-income2.4x
Est. income to buy$19,000