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ZIP 38083 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38083

Median Home Value
$206,800
Median Rent
$726
Affordability Snapshot
$57,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,328/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38083, a household would need roughly $57,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,328. That is about 30% above the local median household income ($43,980), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
43.1%-34% vs US avg
x
Vacancy Rate
9.5%-8% vs US avg
x
Broadband Access
79.8%-8% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
6.6%-49% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
20.8%-58% vs US avg
x
Mortgage-Free
61.8%+62% vs US avg
x
$206,800
Home Value
$726
Rent
1969
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached51.5%
  • 1-unit attached0.5%
  • 2-9 units20.5%
  • 10+ units15.2%
  • Mobile home & other12.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$206,800
Median rent$726
Owner-occupied43.1%
Vacant9.5%
Price-to-income4.7x
Est. income to buy$57,000