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Dyersburg city, TN

ZIP 38024 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 38024

Median Home Value
$171,100
Median Rent
$551
Affordability Snapshot
$47,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,099/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 38024 in Dyersburg city, TN, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,099. That sits below the local median household income ($54,303), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
60.1%-8% vs US avg
x
Vacancy Rate
9.1%-11% vs US avg
x
Broadband Access
86.9%-0% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
6.5%-49% vs US avg
x
Built Post-2014
1.1%-85% vs US avg
x
Rent Burden >30%
23.1%-54% vs US avg
x
Mortgage-Free
52.1%+36% vs US avg
x
$171,100
Home Value
$551
Rent
1976
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached76.8%
  • 1-unit attached0.2%
  • 2-9 units14.2%
  • 10+ units2.3%
  • Mobile home & other6.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$171,100
Median rent$551
Owner-occupied60.1%
Vacant9.1%
Price-to-income3.2x
Est. income to buy$47,000