ZIP Code 37916 — Knoxville city, TN Demographics & Data

ZIP code 37916 covers Knoxville, TN in Knox County with a population of about 14,771.

At a glance, the area shows median age of 20.6 versus a U.S. median of about 38.9.

It sits in telephone area code 865; U.S. House district TN-2; the KNOXVILLE media market.

Knoxville, TN sits in a university / college context (near the university of tennessee-knoxville (0.4 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 37916 is about $17,982 — about 76% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 74.0%; unemployment rate near 4.4%; 44.0% of adults with a bachelor’s degree or higher (about 10.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Food services, and Retail trade; about 20.8% of workers reporting work-from-home (about 5.6 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $270,000 — about 22% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,065 (about 8% below the U.S. median rent ($1,163)), and owner-occupancy near 3.0% (about 62.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 37916 in Knoxville, TN, a household would need roughly $74,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,734. That is about 312% above the local median household income ($17,982), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Knoxville city, TN as Relatively Moderate (composite score 92.1), which is among the highest nationally. The strongest component scores on US5 are flood (92.8) and hurricane (65.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Knoxville city, TN show little to no average snow and around 55.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 524 for ZIP 37916 (Knoxville city, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.