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Winfield town, TN

ZIP 37892 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37892

Median Home Value
$112,000
Median Rent
$447
Affordability Snapshot
$31,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$719/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37892 in Winfield town, TN, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $719. That sits below the local median household income ($38,011), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.0%+21% vs US avg
x
Vacancy Rate
12.4%+21% vs US avg
x
Broadband Access
67.9%-22% vs US avg
x
4+ Bedrooms
3.5%-76% vs US avg
x
Built Pre-1939
2.0%-85% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
1.3%-97% vs US avg
x
Mortgage-Free
64.5%+69% vs US avg
x
$112,000
Home Value
$447
Rent
1994
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.7%
  • 1-unit attached1.2%
  • 2-9 units2.3%
  • 10+ units0.0%
  • Mobile home & other27.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$112,000
Median rent$447
Owner-occupied79.0%
Vacant12.4%
Price-to-income2.9x
Est. income to buy$31,000