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Sevierville city, TN

ZIP 37876 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37876

Median Home Value
$257,800
Median Rent
$818
Affordability Snapshot
$71,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,656/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37876 in Sevierville city, TN, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,656. That is about 21% above the local median household income ($58,513), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.6%+19% vs US avg
x
Vacancy Rate
25.4%+147% vs US avg
x
Broadband Access
81.1%-7% vs US avg
x
4+ Bedrooms
4.2%-71% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
3.0%-56% vs US avg
x
Rent Burden >30%
18.7%-62% vs US avg
x
Mortgage-Free
51.5%+35% vs US avg
x
$257,800
Home Value
$818
Rent
1997
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.8%
  • 1-unit attached1.6%
  • 2-9 units3.8%
  • 10+ units2.5%
  • Mobile home & other16.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$257,800
Median rent$818
Owner-occupied77.6%
Vacant25.4%
Price-to-income4.4x
Est. income to buy$71,000