What to know about ZIP 37831
ZIP code 37831 covers ZIP 37831 with a population of about 4,320.
At a glance, the area shows median age of 46.0 versus a U.S. median of about 38.9.
It sits in the KNOXVILLE media market.
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ZIP Code 37831 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Middle Class
At a glance
Population
4,320
Density
N/A
Median income
$70,950
-6% vs US avg
Home value
$242,400
-30% vs US avg
Median rent
$981
-16% vs US avg
Timezone
N/A
Overview of ZIP Code 37831
Income and economy in ZIP 37831
Median household income in ZIP 37831 is about $70,950 — about 6% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 13.0%; unemployment rate near 10.1%; 31.6% of adults with a bachelor’s degree or higher (about 2.2 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Construction, Healthcare, and Professional services; about 6.0% of workers reporting work-from-home (about 9.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 37831
Median home value is about $242,400 — about 30% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $981 (about 16% below the U.S. median rent ($1,163)), and owner-occupancy near 52.0% (about 13.5 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 37831, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,557. That is roughly in line with the local median household income ($70,950). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.