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Jellico city, TN

ZIP 37819 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37819

Median Home Value
$108,300
Median Rent
$371
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$696/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37819 in Jellico city, TN, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $696. That sits below the local median household income ($39,821), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
66.2%+1% vs US avg
x
Vacancy Rate
12.3%+19% vs US avg
x
Broadband Access
63.0%-28% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
8.2%-36% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
2.3%-95% vs US avg
x
Mortgage-Free
72.9%+91% vs US avg
x
$108,300
Home Value
$371
Rent
1973
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached66.9%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other33.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$108,300
Median rent$371
Owner-occupied66.2%
Vacant12.3%
Price-to-income2.7x
Est. income to buy$30,000