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Mosheim town, TN

ZIP 37818 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37818

Median Home Value
$141,800
Median Rent
$558
Affordability Snapshot
$39,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$911/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.0x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37818 in Mosheim town, TN, a household would need roughly $39,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $911. That sits below the local median household income ($46,657), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.5%+25% vs US avg
x
Vacancy Rate
14.7%+42% vs US avg
x
Broadband Access
71.0%-18% vs US avg
x
4+ Bedrooms
4.2%-72% vs US avg
x
Built Pre-1939
0.7%-95% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
8.6%-83% vs US avg
x
Mortgage-Free
57.8%+51% vs US avg
x
$141,800
Home Value
$558
Rent
1989
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached58.8%
  • 1-unit attached0.6%
  • 2-9 units2.0%
  • 10+ units0.9%
  • Mobile home & other37.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$141,800
Median rent$558
Owner-occupied81.5%
Vacant14.7%
Price-to-income3.0x
Est. income to buy$39,000