ZIP Code 37810 — Mosheim town, TN Demographics & Data

ZIP code 37810 covers Mosheim, TN in Greene County with a population of about 1,991.

At a glance, the area shows median age of 39.1 (near the U.S. median).

It sits in telephone area code 423; U.S. House district TN-1; the TRI - CITIES, TN - VA media market.

Median household income in ZIP 37810 is about $32,609 — about 57% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 33.9%; unemployment rate near 6.9%; 13.2% of adults with a bachelor’s degree or higher (about 20.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Retail trade, and Education; about 5.2% of workers reporting work-from-home (about 10.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $200,500 — about 42% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $505 (about 57% below the U.S. median rent ($1,163)), and owner-occupancy near 67.6% (about 2.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 37810 in Mosheim, TN, a household would need roughly $55,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,288. That is about 69% above the local median household income ($32,609), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mosheim town, TN as Relatively Low (composite score 56.3), which is near the middle of the national distribution. The strongest component scores on US5 are flood (63.5) and hurricane (48.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mosheim town, TN show little to no average snow and around 48.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 71 for ZIP 37810 (Mosheim town, TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.