Home
States
ZIP 37802
Housing & Real Estate

ZIP 37802 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37802

Median Home Value

$314,600

Median Rent

$1,181

Affordability Snapshot

$87,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,021/mo PITI).

15%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

22.2 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37802, a household would need roughly $87,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,021. That is roughly in line with the local median household income ($92,872). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

64.9%-1% vs US avg

Vacancy Rate

1.9%-81% vs US avg

Broadband Access

90.9%+4% vs US avg

4+ Bedrooms

5.7%-62% vs US avg

Built Pre-1939

1.1%-91% vs US avg

Built Post-2014

0.8%-88% vs US avg

Rent Burden >30%

9.4%-81% vs US avg

Mortgage-Free

19.8%-48% vs US avg

$314,600

Home Value

$1,181

Rent

2005

Year Built

2017

Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached73.3%
1-unit attached7.4%
2-9 units3.0%
10+ units12.5%
Mobile home & other3.9%

ZIP 37802 — Housing & Real Estate

Housing & Real Estate in ZIP Code 37802

Explore related to ZIP 37802

Housing & Real Estate key statistics