US5.com
  1. Home
  2. States
  3. ZIP 37621
  4. Housing & Real Estate
,

ZIP 37621 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37621

Median Home Value
$127,600
Median Rent
$490
Affordability Snapshot
$35,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$820/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37621, a household would need roughly $35,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $820. That is roughly in line with the local median household income ($37,872). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (25% built before 1939)

Owner Occupied
47.0%-28% vs US avg
x
Vacancy Rate
10.7%+3% vs US avg
x
Broadband Access
68.7%-21% vs US avg
x
4+ Bedrooms
0.7%-95% vs US avg
x
Built Pre-1939
25.3%+97% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
22.3%-55% vs US avg
x
Mortgage-Free
28.3%-26% vs US avg
x
$127,600
Home Value
$490
Rent
1954
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached49.5%
  • 1-unit attached0.0%
  • 2-9 units33.6%
  • 10+ units15.9%
  • Mobile home & other1.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$127,600
Median rent$490
Owner-occupied47.0%
Vacant10.7%
Price-to-income3.4x
Est. income to buy$35,000