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Johnson City city, TN

ZIP 37601 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37601

Median Home Value
$187,000
Median Rent
$747
Affordability Snapshot
$51,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,201/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37601 in Johnson City city, TN, a household would need roughly $51,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,201. That is roughly in line with the local median household income ($49,658). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
54.3%-17% vs US avg
x
Vacancy Rate
7.0%-32% vs US avg
x
Broadband Access
85.6%-2% vs US avg
x
4+ Bedrooms
3.0%-80% vs US avg
x
Built Pre-1939
6.1%-52% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
18.3%-63% vs US avg
x
Mortgage-Free
50.1%+31% vs US avg
x
$187,000
Home Value
$747
Rent
1982
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.7%
  • 1-unit attached3.3%
  • 2-9 units23.1%
  • 10+ units8.4%
  • Mobile home & other10.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$187,000
Median rent$747
Owner-occupied54.3%
Vacant7.0%
Price-to-income3.8x
Est. income to buy$51,000