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Signal Mountain town, TN

ZIP 37377 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37377

Median Home Value
$483,800
Median Rent
$1,167
Affordability Snapshot
$133,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,108/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

34.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37377 in Signal Mountain town, TN, a household would need roughly $133,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,108. That is roughly in line with the local median household income ($115,959). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
86.0%+31% vs US avg
x
Vacancy Rate
6.9%-33% vs US avg
x
Broadband Access
92.0%+6% vs US avg
x
4+ Bedrooms
12.3%-17% vs US avg
x
Built Pre-1939
4.1%-68% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
20.6%-58% vs US avg
x
Mortgage-Free
44.0%+15% vs US avg
x
$483,800
Home Value
$1,167
Rent
1982
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached89.0%
  • 1-unit attached1.2%
  • 2-9 units1.9%
  • 10+ units3.7%
  • Mobile home & other4.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$483,800
Median rent$1,167
Owner-occupied86.0%
Vacant6.9%
Price-to-income4.2x
Est. income to buy$133,000