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Dunlap city, TN

ZIP 37327 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37327

Median Home Value
$217,600
Median Rent
$663
Affordability Snapshot
$60,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,398/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37327 in Dunlap city, TN, a household would need roughly $60,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,398. That is about 16% above the local median household income ($51,862), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.2%+12% vs US avg
x
Vacancy Rate
12.1%+18% vs US avg
x
Broadband Access
81.7%-6% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
3.0%-76% vs US avg
x
Built Post-2014
2.0%-71% vs US avg
x
Rent Burden >30%
29.1%-42% vs US avg
x
Mortgage-Free
57.1%+50% vs US avg
x
$217,600
Home Value
$663
Rent
1991
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.8%
  • 1-unit attached2.0%
  • 2-9 units5.8%
  • 10+ units1.5%
  • Mobile home & other21.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$217,600
Median rent$663
Owner-occupied73.2%
Vacant12.1%
Price-to-income4.2x
Est. income to buy$60,000