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Coalmont city, TN

ZIP 37313 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37313

Median Home Value
$151,600
Median Rent
$494
Affordability Snapshot
$42,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$974/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37313 in Coalmont city, TN, a household would need roughly $42,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $974. That is roughly in line with the local median household income ($40,919). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
94.3%+44% vs US avg
x
Vacancy Rate
11.8%+15% vs US avg
x
Broadband Access
79.7%-8% vs US avg
x
4+ Bedrooms
6.9%-53% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
3.0%-56% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
65.2%+71% vs US avg
x
$151,600
Home Value
$494
Rent
1984
Year Built
2002
Moved In

Residents have lived here since ~2002 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.7%
  • 1-unit attached0.3%
  • 2-9 units3.2%
  • 10+ units0.0%
  • Mobile home & other26.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$151,600
Median rent$494
Owner-occupied94.3%
Vacant11.8%
Price-to-income3.7x
Est. income to buy$42,000