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Nashville-Davidson metropolitan government (balance), TN

ZIP 37214 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37214

Median Home Value
$315,000
Median Rent
$1,380
Affordability Snapshot
$87,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,023/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37214 in Nashville-Davidson metropolitan government (balance), TN, a household would need roughly $87,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,023. That is about 21% above the local median household income ($71,969), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.0%-5% vs US avg
x
Vacancy Rate
5.6%-46% vs US avg
x
Broadband Access
91.1%+5% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
1.1%-91% vs US avg
x
Built Post-2014
1.9%-72% vs US avg
x
Rent Burden >30%
22.7%-54% vs US avg
x
Mortgage-Free
28.2%-26% vs US avg
x
$315,000
Home Value
$1,380
Rent
1983
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached59.3%
  • 1-unit attached12.4%
  • 2-9 units12.8%
  • 10+ units15.1%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$315,000
Median rent$1,380
Owner-occupied62.0%
Vacant5.6%
Price-to-income4.4x
Est. income to buy$87,000