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Nashville-Davidson metropolitan government (balance), TN

ZIP 37201 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37201

Median Home Value
$391,900
Median Rent
$1,737
Affordability Snapshot
$108,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,517/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37201 in Nashville-Davidson metropolitan government (balance), TN, a household would need roughly $108,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,517. That is about 22% above the local median household income ($88,438), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 46% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
46.0%-30% vs US avg
x
Vacancy Rate
45.8%+345% vs US avg
x
Broadband Access
71.2%-18% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
2.6%-80% vs US avg
x
Built Post-2014
9.4%+37% vs US avg
x
Rent Burden >30%
20.0%-60% vs US avg
x
Mortgage-Free
57.4%+50% vs US avg
x
$391,900
Home Value
$1,737
Rent
2004
Year Built
2020
Moved In

Residents have lived here since ~2020 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached7.1%
  • 1-unit attached1.6%
  • 2-9 units8.7%
  • 10+ units82.6%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$391,900
Median rent$1,737
Owner-occupied46.0%
Vacant45.8%
Price-to-income4.4x
Est. income to buy$108,000