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Spring Hill city, TN

ZIP 37174 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37174

Median Home Value
$450,300
Median Rent
$1,588
Affordability Snapshot
$124,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,893/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

23.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37174 in Spring Hill city, TN, a household would need roughly $124,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,893. That is about 26% above the local median household income ($98,775), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
74.5%+14% vs US avg
x
Vacancy Rate
3.1%-70% vs US avg
x
Broadband Access
97.7%+12% vs US avg
x
4+ Bedrooms
7.9%-47% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
7.3%+6% vs US avg
x
Rent Burden >30%
13.9%-72% vs US avg
x
Mortgage-Free
23.5%-38% vs US avg
x
$450,300
Home Value
$1,588
Rent
2009
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached74.2%
  • 1-unit attached7.4%
  • 2-9 units7.0%
  • 10+ units9.5%
  • Mobile home & other1.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$450,300
Median rent$1,588
Owner-occupied74.5%
Vacant3.1%
Price-to-income4.6x
Est. income to buy$124,000