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Rockvale CDP, TN

ZIP 37153 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37153

Median Home Value
$408,600
Median Rent
$743
Affordability Snapshot
$112,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,625/mo PITI).

10%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

45.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37153 in Rockvale CDP, TN, a household would need roughly $112,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,625. That is about 24% above the local median household income ($90,625), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
87.4%+34% vs US avg
x
Vacancy Rate
6.9%-33% vs US avg
x
Broadband Access
82.1%-6% vs US avg
x
4+ Bedrooms
10.9%-26% vs US avg
x
Built Pre-1939
1.6%-88% vs US avg
x
Built Post-2014
2.1%-70% vs US avg
x
Rent Burden >30%
28.2%-43% vs US avg
x
Mortgage-Free
35.8%-6% vs US avg
x
$408,600
Home Value
$743
Rent
1999
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached92.9%
  • 1-unit attached1.9%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other5.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$408,600
Median rent$743
Owner-occupied87.4%
Vacant6.9%
Price-to-income4.5x
Est. income to buy$112,000