US5.com
  1. Home
  2. States
  3. Tennessee
  4. ZIP 37148
  5. Housing & Real Estate
Portland city, TN

ZIP 37148 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37148

Median Home Value
$273,200
Median Rent
$825
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,755/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

27.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37148 in Portland city, TN, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,755. That is roughly in line with the local median household income ($77,684). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
75.0%+15% vs US avg
x
Vacancy Rate
7.5%-27% vs US avg
x
Broadband Access
89.2%+2% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
1.1%-92% vs US avg
x
Built Post-2014
1.7%-76% vs US avg
x
Rent Burden >30%
14.7%-70% vs US avg
x
Mortgage-Free
31.5%-18% vs US avg
x
$273,200
Home Value
$825
Rent
1995
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.5%
  • 1-unit attached1.2%
  • 2-9 units7.7%
  • 10+ units1.0%
  • Mobile home & other12.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$273,200
Median rent$825
Owner-occupied75.0%
Vacant7.5%
Price-to-income3.5x
Est. income to buy$75,000