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Coopertown town, TN

ZIP 37146 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37146

Median Home Value
$342,800
Median Rent
$1,163
Affordability Snapshot
$94,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,202/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

24.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37146 in Coopertown town, TN, a household would need roughly $94,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,202. That is roughly in line with the local median household income ($102,988). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
88.6%+35% vs US avg
x
Vacancy Rate
6.9%-33% vs US avg
x
Broadband Access
94.3%+8% vs US avg
x
4+ Bedrooms
2.3%-84% vs US avg
x
Built Pre-1939
0.7%-94% vs US avg
x
Built Post-2014
2.6%-63% vs US avg
x
Rent Burden >30%
5.2%-90% vs US avg
x
Mortgage-Free
33.4%-13% vs US avg
x
$342,800
Home Value
$1,163
Rent
1999
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached90.6%
  • 1-unit attached1.9%
  • 2-9 units0.3%
  • 10+ units1.4%
  • Mobile home & other5.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$342,800
Median rent$1,163
Owner-occupied88.6%
Vacant6.9%
Price-to-income3.3x
Est. income to buy$94,000