ZIP Code 37138 — Nashville-Davidson metropolitan government (balance), TN Demographics & Data

ZIP code 37138 covers Nashville-Davidson metropolitan government (balance), TN in Davidson County with a population of about 22,539.

At a glance, the area shows median age of 44.1 versus a U.S. median of about 38.9.

It sits in telephone area codes 615, 629; U.S. House district TN-5; the NASHVILLE media market.

Median household income in ZIP 37138 is about $87,450 — about 16% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.1%; unemployment rate near 2.4%; 39.8% of adults with a bachelor’s degree or higher (about 6.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Education; about 14.0% of workers reporting work-from-home (about 1.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $347,500 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,204 (about 4% above the U.S. median rent ($1,163)), and owner-occupancy near 79.4% (about 14.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 37138 in Nashville-Davidson metropolitan government (balance), TN, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,232. That is roughly in line with the local median household income ($87,450). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Nashville-Davidson metropolitan government (balance), TN as Relatively High (composite score 97.2), which is among the highest nationally. The strongest component scores on US5 are flood (98.2) and wildfire (57.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Nashville-Davidson metropolitan government (balance), TN show little to no average snow and around 54.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 799 for ZIP 37138 (Nashville-Davidson metropolitan government (balance), TN) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.