US5.com
  1. Home
  2. States
  3. Tennessee
  4. ZIP 37130
  5. Housing & Real Estate
Murfreesboro city, TN

ZIP 37130 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37130

Median Home Value
$347,100
Median Rent
$1,010
Affordability Snapshot
$96,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,230/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37130 in Murfreesboro city, TN, a household would need roughly $96,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,230. That is about 59% above the local median household income ($60,389), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
48.7%-26% vs US avg
x
Vacancy Rate
10.3%+0% vs US avg
x
Broadband Access
91.6%+5% vs US avg
x
4+ Bedrooms
4.4%-70% vs US avg
x
Built Pre-1939
2.8%-78% vs US avg
x
Built Post-2014
1.6%-77% vs US avg
x
Rent Burden >30%
22.3%-55% vs US avg
x
Mortgage-Free
34.5%-10% vs US avg
x
$347,100
Home Value
$1,010
Rent
1990
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached50.6%
  • 1-unit attached7.4%
  • 2-9 units20.6%
  • 10+ units19.1%
  • Mobile home & other2.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$347,100
Median rent$1,010
Owner-occupied48.7%
Vacant10.3%
Price-to-income5.7x
Est. income to buy$96,000