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Bon Aqua Junction CDP, TN

ZIP 37098 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37098

Median Home Value
$202,300
Median Rent
$591
Affordability Snapshot
$56,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,300/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37098 in Bon Aqua Junction CDP, TN, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,300. That is roughly in line with the local median household income ($53,902). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
65.2%-0% vs US avg
x
Vacancy Rate
5.1%-51% vs US avg
x
Broadband Access
80.6%-7% vs US avg
x
4+ Bedrooms
4.6%-69% vs US avg
x
Built Pre-1939
5.9%-54% vs US avg
x
Built Post-2014
1.8%-75% vs US avg
x
Rent Burden >30%
15.9%-68% vs US avg
x
Mortgage-Free
57.5%+50% vs US avg
x
$202,300
Home Value
$591
Rent
1984
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.8%
  • 1-unit attached0.9%
  • 2-9 units3.6%
  • 10+ units0.0%
  • Mobile home & other32.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$202,300
Median rent$591
Owner-occupied65.2%
Vacant5.1%
Price-to-income3.8x
Est. income to buy$56,000