US5.com
  1. Home
  2. States
  3. Tennessee
  4. ZIP 37090
  5. Housing & Real Estate
Lebanon city, TN

ZIP 37090 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37090

Median Home Value
$392,800
Median Rent
$1,310
Affordability Snapshot
$108,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,523/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

25.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37090 in Lebanon city, TN, a household would need roughly $108,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,523. That is about 27% above the local median household income ($85,048), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.9%+8% vs US avg
x
Vacancy Rate
8.8%-14% vs US avg
x
Broadband Access
91.8%+5% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
8.3%+20% vs US avg
x
Rent Burden >30%
14.8%-70% vs US avg
x
Mortgage-Free
31.3%-18% vs US avg
x
$392,800
Home Value
$1,310
Rent
2003
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.1%
  • 1-unit attached9.5%
  • 2-9 units8.2%
  • 10+ units11.8%
  • Mobile home & other8.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$392,800
Median rent$1,310
Owner-occupied70.9%
Vacant8.8%
Price-to-income4.6x
Est. income to buy$108,000