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ZIP 37056
Housing & Real Estate

ZIP 37056 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 37056

Median Home Value

$255,500

Median Rent

$760

Affordability Snapshot

$70,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,641/mo PITI).

13%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.0 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 37056, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,641. That is roughly in line with the local median household income ($72,087). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

69.5%+6% vs US avg

Vacancy Rate

7.3%-29% vs US avg

Broadband Access

82.1%-6% vs US avg

4+ Bedrooms

1.5%-90% vs US avg

Built Pre-1939

1.4%-89% vs US avg

Built Post-2014

0.9%-86% vs US avg

Rent Burden >30%

16.9%-66% vs US avg

Mortgage-Free

32.1%-16% vs US avg

$255,500

Home Value

$760

Rent

1990

Year Built

2012

Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached70.4%
1-unit attached0.2%
2-9 units17.4%
10+ units6.0%
Mobile home & other5.9%

ZIP 37056 — Housing & Real Estate

Housing & Real Estate in ZIP Code 37056

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