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Toxey town, AL

ZIP 36921 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36921

Median Home Value
$117,900
Median Rent
$242
Affordability Snapshot
$32,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$757/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

40.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36921 in Toxey town, AL, a household would need roughly $32,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $757. That is roughly in line with the local median household income ($33,788). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 33% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
87.4%+34% vs US avg
x
Vacancy Rate
32.9%+220% vs US avg
x
Broadband Access
55.1%-37% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
0.5%-93% vs US avg
x
Rent Burden >30%
31.8%-36% vs US avg
x
Mortgage-Free
74.0%+94% vs US avg
x
$117,900
Home Value
$242
Rent
1990
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached52.5%
  • 1-unit attached1.9%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other45.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$117,900
Median rent$242
Owner-occupied87.4%
Vacant32.9%
Price-to-income3.5x
Est. income to buy$32,000