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Phenix City city, AL

ZIP 36869 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36869

Median Home Value
$129,200
Median Rent
$681
Affordability Snapshot
$36,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$830/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.6x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36869 in Phenix City city, AL, a household would need roughly $36,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $830. That sits below the local median household income ($50,341), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
58.3%-11% vs US avg
x
Vacancy Rate
13.2%+29% vs US avg
x
Broadband Access
73.2%-16% vs US avg
x
4+ Bedrooms
3.6%-76% vs US avg
x
Built Pre-1939
3.7%-71% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
19.3%-61% vs US avg
x
Mortgage-Free
48.3%+26% vs US avg
x
$129,200
Home Value
$681
Rent
1985
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached65.0%
  • 1-unit attached0.7%
  • 2-9 units14.4%
  • 10+ units4.2%
  • Mobile home & other15.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$129,200
Median rent$681
Owner-occupied58.3%
Vacant13.2%
Price-to-income2.6x
Est. income to buy$36,000