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ZIP 36868 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36868

Median Home Value
$80,600
Median Rent
$462
Affordability Snapshot
$22,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$518/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36868, a household would need roughly $22,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $518. That sits below the local median household income ($29,563), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 22% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (26% built before 1939)

Owner Occupied
29.7%-55% vs US avg
x
Vacancy Rate
22.0%+113% vs US avg
x
Broadband Access
85.5%-2% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
26.0%+103% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
45.6%-8% vs US avg
x
Mortgage-Free
56.1%+47% vs US avg
x
$80,600
Home Value
$462
Rent
1955
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached49.4%
  • 1-unit attached1.6%
  • 2-9 units17.0%
  • 10+ units32.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$80,600
Median rent$462
Owner-occupied29.7%
Vacant22.0%
Price-to-income2.7x
Est. income to buy$22,000