ZIP Code 36728 — Catherine CDP, AL Demographics & Data

ZIP code 36728 covers Catherine, AL in Wilcox County with a population of about 1,015.

At a glance, the area shows median age of 22.8 versus a U.S. median of about 38.9.

It sits in telephone area code 334; U.S. House district AL-7; the MONTGOMERY (SELMA) media market.

Median household income in ZIP 36728 is about $18,239 — about 76% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 61.8%; unemployment rate near 52.5%; 1.5% of adults with a bachelor’s degree or higher (about 32.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Education, and Agriculture; a mean commute of about 67.0 minutes (U.S. average near 26.8).

Median home value is about $45,400 — about 87% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $338 (about 71% below the U.S. median rent ($1,163)), and owner-occupancy near 93.8% (about 28.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 36728 in Catherine, AL, a household would need roughly $13,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $292. That sits below the local median household income ($18,239), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Catherine CDP, AL as Very Low (composite score 36.7), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (76.4) and flood (53.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Catherine CDP, AL show little to no average snow.

IRS migration statistics show a net inflow of about 32 for ZIP 36728 (Catherine CDP, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.