ZIP Code 36604 — Mobile city, AL Demographics & Data

ZIP code 36604 covers Mobile, AL in Mobile County with a population of about 9,050.

At a glance, the area shows median age of 38.5 (near the U.S. median).

It sits in telephone area code 251; U.S. House district AL-2; the MOBILE - PENSACOLA (FT WALT) media market.

Mobile, AL sits in a university / college context (near bishop state community college (1.1 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 36604 is about $60,750 — about 19% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.7%; unemployment rate near 5.7%; 42.2% of adults with a bachelor’s degree or higher (about 8.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Food services, and Professional services; about 15.3% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $236,700 — about 32% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $646 (about 44% below the U.S. median rent ($1,163)), and owner-occupancy near 55.2% (about 10.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 36604 in Mobile, AL, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,520. That is roughly in line with the local median household income ($60,750). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mobile city, AL as Relatively High (composite score 98.0), which is among the highest nationally. The strongest component scores on US5 are hurricane (99.4) and flood (95.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mobile city, AL show little to no average snow and around 60.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 288 for ZIP 36604 (Mobile city, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.