US5.com
  1. Home
  2. States
  3. Alabama
  4. ZIP 36528
  5. Housing & Real Estate
Dauphin Island town, AL

ZIP 36528 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36528

Median Home Value
$387,400
Median Rent
$1,364
Affordability Snapshot
$107,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,489/mo PITI).

25%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

23.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36528 in Dauphin Island town, AL, a household would need roughly $107,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,489. That is about 66% above the local median household income ($64,615), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 62% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
98.0%+50% vs US avg
x
Vacancy Rate
61.6%+498% vs US avg
x
Broadband Access
91.9%+6% vs US avg
x
4+ Bedrooms
8.6%-42% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
16.7%-66% vs US avg
x
Mortgage-Free
54.3%+42% vs US avg
x
$387,400
Home Value
$1,364
Rent
1993
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.3%
  • 1-unit attached0.5%
  • 2-9 units9.8%
  • 10+ units3.6%
  • Mobile home & other0.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$387,400
Median rent$1,364
Owner-occupied98.0%
Vacant61.6%
Price-to-income6.0x
Est. income to buy$107,000