ZIP Code 36513 — Calvert CDP, AL Demographics & Data

ZIP code 36513 covers Calvert, AL in Washington County with a population of about 490.

At a glance, the area shows median age of 35.8 versus a U.S. median of about 38.9.

It sits in telephone area code 251; U.S. House district AL-2; the MOBILE - PENSACOLA (FT WALT) media market.

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Wholesale trade, Retail trade, and Food services; about 19.4% of workers reporting work-from-home (about 4.2 points above the U.S. share (15.2%)); a mean commute of about 100.0 minutes (U.S. average near 26.8).

Median home value is about $112,000 — about 68% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 36513 in Calvert, AL, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $719. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Calvert CDP, AL as Relatively Low (composite score 45.6), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (86.9) and wildfire (65.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Calvert CDP, AL show little to no average snow and around 71.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 16 for ZIP 36513 (Calvert CDP, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.