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Frisco City town, AL

ZIP 36445 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36445

Median Home Value
$107,900
Median Rent
$376
Affordability Snapshot
$30,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$693/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36445 in Frisco City town, AL, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $693. That sits below the local median household income ($37,305), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.3%+18% vs US avg
x
Vacancy Rate
23.1%+125% vs US avg
x
Broadband Access
71.6%-18% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
1.5%-88% vs US avg
x
Built Post-2014
2.3%-67% vs US avg
x
Rent Burden >30%
25.0%-50% vs US avg
x
Mortgage-Free
77.2%+102% vs US avg
x
$107,900
Home Value
$376
Rent
1984
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.0%
  • 1-unit attached0.3%
  • 2-9 units2.2%
  • 10+ units0.1%
  • Mobile home & other28.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$107,900
Median rent$376
Owner-occupied77.3%
Vacant23.1%
Price-to-income2.9x
Est. income to buy$30,000