ZIP Code 36263 — Graham CDP, AL Demographics & Data

ZIP code 36263 covers Graham, AL in Randolph County with a population of about 502.

At a glance, the area shows median age of 36.7 versus a U.S. median of about 38.9.

It sits in telephone area codes 256, 938; U.S. House district AL-3; the ATLANTA media market.

On socioeconomic markers, US5 shows a poverty rate of 41.8%; unemployment rate near 0.0%; 5.7% of adults with a bachelor’s degree or higher (about 28.0 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Public administration, and Education; a mean commute of about 123.0 minutes (U.S. average near 26.8).

Median home value is about $121,300 — about 65% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 89.0% (about 23.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 36263 in Graham, AL, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $779. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Graham CDP, AL as Very Low (composite score 30.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are hurricane (71.9) and wildfire (63.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Graham CDP, AL show little to no average snow and around 53.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 16 for ZIP 36263 (Graham CDP, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.