US5.com
  1. Home
  2. States
  3. Alabama
  4. ZIP 36207
  5. Housing & Real Estate
White Plains CDP, AL

ZIP 36207 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36207

Median Home Value
$195,000
Median Rent
$688
Affordability Snapshot
$54,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,253/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36207 in White Plains CDP, AL, a household would need roughly $54,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,253. That sits below the local median household income ($70,090), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.3%+17% vs US avg
x
Vacancy Rate
13.5%+31% vs US avg
x
Broadband Access
92.3%+6% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
2.7%-79% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
19.0%-62% vs US avg
x
Mortgage-Free
47.5%+24% vs US avg
x
$195,000
Home Value
$688
Rent
1978
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached77.8%
  • 1-unit attached2.2%
  • 2-9 units11.2%
  • 10+ units2.6%
  • Mobile home & other6.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$195,000
Median rent$688
Owner-occupied76.3%
Vacant13.5%
Price-to-income2.8x
Est. income to buy$54,000