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Union Springs city, AL

ZIP 36089 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36089

Median Home Value
$69,900
Median Rent
$413
Affordability Snapshot
$19,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$449/mo PITI).

17%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.4x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36089 in Union Springs city, AL, a household would need roughly $19,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $449. That sits below the local median household income ($29,423), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 24% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
57.6%-12% vs US avg
x
Vacancy Rate
23.7%+130% vs US avg
x
Broadband Access
59.3%-32% vs US avg
x
4+ Bedrooms
4.1%-72% vs US avg
x
Built Pre-1939
1.1%-91% vs US avg
x
Built Post-2014
2.1%-69% vs US avg
x
Rent Burden >30%
36.3%-27% vs US avg
x
Mortgage-Free
57.2%+50% vs US avg
x
$69,900
Home Value
$413
Rent
1986
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached37.1%
  • 1-unit attached0.1%
  • 2-9 units10.1%
  • 10+ units6.2%
  • Mobile home & other46.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$69,900
Median rent$413
Owner-occupied57.6%
Vacant23.7%
Price-to-income2.4x
Est. income to buy$19,000