ZIP Code 36081 — Troy city, AL Demographics & Data

ZIP code 36081 covers Troy, AL in Pike County with a population of about 15,720.

At a glance, the area shows median age of 24.7 versus a U.S. median of about 38.9.

It sits in telephone area code 334; U.S. House district AL-2; the MONTGOMERY (SELMA) media market.

Median household income in ZIP 36081 is about $42,005 — about 44% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 31.0%; unemployment rate near 3.5%; 32.2% of adults with a bachelor’s degree or higher (about 1.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Retail trade, and Manufacturing; about 4.2% of workers reporting work-from-home (about 11.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $182,600 — about 48% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $638 (about 45% below the U.S. median rent ($1,163)), and owner-occupancy near 47.8% (about 17.6 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 36081 in Troy, AL, a household would need roughly $50,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,173. That is about 19% above the local median household income ($42,005), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Troy city, AL as Relatively Low (composite score 44.0), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (83.6) and flood (47.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Troy city, AL show little to no average snow and around 52.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 501 for ZIP 36081 (Troy city, AL) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.