US5.com
  1. Home
  2. States
  3. Alabama
  4. ZIP 36054
  5. Housing & Real Estate
Millbrook city, AL

ZIP 36054 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 36054

Median Home Value
$172,700
Median Rent
$787
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,109/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

18.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 36054 in Millbrook city, AL, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,109. That sits below the local median household income ($60,984), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
69.1%+6% vs US avg
x
Vacancy Rate
8.4%-18% vs US avg
x
Broadband Access
87.0%+0% vs US avg
x
4+ Bedrooms
4.4%-70% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
3.1%-55% vs US avg
x
Rent Burden >30%
19.2%-61% vs US avg
x
Mortgage-Free
37.9%-1% vs US avg
x
$172,700
Home Value
$787
Rent
1995
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.3%
  • 1-unit attached2.9%
  • 2-9 units10.0%
  • 10+ units7.4%
  • Mobile home & other7.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$172,700
Median rent$787
Owner-occupied69.1%
Vacant8.4%
Price-to-income2.8x
Est. income to buy$48,000