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, AL

ZIP 35966 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35966

Median Home Value
$145,000
Median Rent
$581
Affordability Snapshot
$40,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$931/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.3x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35966 in AL, a household would need roughly $40,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $931. That sits below the local median household income ($44,492), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
82.0%+25% vs US avg
x
Vacancy Rate
16.0%+55% vs US avg
x
Broadband Access
76.0%-13% vs US avg
x
4+ Bedrooms
4.1%-73% vs US avg
x
Built Pre-1939
3.7%-71% vs US avg
x
Built Post-2014
2.2%-68% vs US avg
x
Rent Burden >30%
17.6%-65% vs US avg
x
Mortgage-Free
63.5%+66% vs US avg
x
$145,000
Home Value
$581
Rent
1986
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached67.4%
  • 1-unit attached0.0%
  • 2-9 units4.1%
  • 10+ units0.0%
  • Mobile home & other28.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$145,000
Median rent$581
Owner-occupied82.0%
Vacant16.0%
Price-to-income3.3x
Est. income to buy$40,000