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Centre city, AL

ZIP 35960 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35960

Median Home Value
$176,100
Median Rent
$495
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,131/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35960 in Centre city, AL, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,131. That is roughly in line with the local median household income ($47,868). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 28% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
74.7%+14% vs US avg
x
Vacancy Rate
28.2%+174% vs US avg
x
Broadband Access
74.6%-14% vs US avg
x
4+ Bedrooms
3.0%-79% vs US avg
x
Built Pre-1939
3.0%-76% vs US avg
x
Built Post-2014
1.0%-85% vs US avg
x
Rent Burden >30%
2.1%-96% vs US avg
x
Mortgage-Free
59.7%+56% vs US avg
x
$176,100
Home Value
$495
Rent
1984
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.2%
  • 1-unit attached0.7%
  • 2-9 units5.4%
  • 10+ units2.0%
  • Mobile home & other16.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$176,100
Median rent$495
Owner-occupied74.7%
Vacant28.2%
Price-to-income3.7x
Est. income to buy$48,000