US5.com
  1. Home
  2. States
  3. ZIP 35807
  4. Housing & Real Estate
,

ZIP 35807 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35807

Median Home Value
$133,800
Median Rent
$565
Affordability Snapshot
$37,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$859/mo PITI).

30%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

19.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35807, a household would need roughly $37,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $859. That is about 62% above the local median household income ($22,867), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
22.8%-65% vs US avg
x
Vacancy Rate
20.5%+99% vs US avg
x
Broadband Access
82.2%-6% vs US avg
x
4+ Bedrooms
0.6%-96% vs US avg
x
Built Pre-1939
10.1%-21% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
27.4%-45% vs US avg
x
Mortgage-Free
53.8%+41% vs US avg
x
$133,800
Home Value
$565
Rent
1967
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached41.4%
  • 1-unit attached4.0%
  • 2-9 units47.2%
  • 10+ units7.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$133,800
Median rent$565
Owner-occupied22.8%
Vacant20.5%
Price-to-income5.9x
Est. income to buy$37,000