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Huntsville city, AL

ZIP 35803 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35803

Median Home Value
$259,100
Median Rent
$1,052
Affordability Snapshot
$71,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,664/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

20.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35803 in Huntsville city, AL, a household would need roughly $71,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,664. That sits below the local median household income ($95,182), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
81.8%+25% vs US avg
x
Vacancy Rate
5.3%-49% vs US avg
x
Broadband Access
96.0%+10% vs US avg
x
4+ Bedrooms
7.9%-46% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
2.5%-63% vs US avg
x
Rent Burden >30%
18.0%-64% vs US avg
x
Mortgage-Free
38.7%+1% vs US avg
x
$259,100
Home Value
$1,052
Rent
1987
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached83.7%
  • 1-unit attached2.8%
  • 2-9 units6.6%
  • 10+ units4.7%
  • Mobile home & other2.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$259,100
Median rent$1,052
Owner-occupied81.8%
Vacant5.3%
Price-to-income2.7x
Est. income to buy$71,000