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Madison city, AL

ZIP 35758 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35758

Median Home Value
$336,700
Median Rent
$1,217
Affordability Snapshot
$93,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,163/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

23.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35758 in Madison city, AL, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,163. That sits below the local median household income ($115,780), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
69.8%+7% vs US avg
x
Vacancy Rate
3.4%-67% vs US avg
x
Broadband Access
94.5%+9% vs US avg
x
4+ Bedrooms
9.4%-37% vs US avg
x
Built Pre-1939
0.2%-98% vs US avg
x
Built Post-2014
2.4%-66% vs US avg
x
Rent Burden >30%
13.4%-73% vs US avg
x
Mortgage-Free
29.3%-23% vs US avg
x
$336,700
Home Value
$1,217
Rent
1998
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached70.3%
  • 1-unit attached5.0%
  • 2-9 units10.5%
  • 10+ units13.3%
  • Mobile home & other0.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$336,700
Median rent$1,217
Owner-occupied69.8%
Vacant3.4%
Price-to-income2.9x
Est. income to buy$93,000