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Huntsville city, AL

ZIP 35754 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35754

Median Home Value
$174,900
Median Rent
$580
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,124/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

25.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35754 in Huntsville city, AL, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,124. That sits below the local median household income ($92,632), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
84.6%+29% vs US avg
x
Vacancy Rate
10.7%+4% vs US avg
x
Broadband Access
81.0%-7% vs US avg
x
4+ Bedrooms
0.8%-95% vs US avg
x
Built Pre-1939
2.8%-78% vs US avg
x
Built Post-2014
2.5%-64% vs US avg
x
Rent Burden >30%
11.7%-77% vs US avg
x
Mortgage-Free
56.5%+48% vs US avg
x
$174,900
Home Value
$580
Rent
1990
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached69.3%
  • 1-unit attached0.0%
  • 2-9 units3.2%
  • 10+ units0.5%
  • Mobile home & other26.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$174,900
Median rent$580
Owner-occupied84.6%
Vacant10.7%
Price-to-income1.9x
Est. income to buy$48,000