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St. Florian town, AL

ZIP 35634 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35634

Median Home Value
$262,800
Median Rent
$544
Affordability Snapshot
$72,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,688/mo PITI).

9%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

40.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35634 in St. Florian town, AL, a household would need roughly $72,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,688. That is roughly in line with the local median household income ($71,630). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 16% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
81.0%+24% vs US avg
x
Vacancy Rate
15.9%+55% vs US avg
x
Broadband Access
85.3%-2% vs US avg
x
4+ Bedrooms
6.4%-57% vs US avg
x
Built Pre-1939
1.5%-88% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
5.0%-90% vs US avg
x
Mortgage-Free
55.3%+45% vs US avg
x
$262,800
Home Value
$544
Rent
1987
Year Built
2008
Moved In

Residents have lived here since ~2008 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.5%
  • 1-unit attached0.1%
  • 2-9 units1.6%
  • 10+ units2.4%
  • Mobile home & other16.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$262,800
Median rent$544
Owner-occupied81.0%
Vacant15.9%
Price-to-income3.7x
Est. income to buy$72,000