US5.com
  1. Home
  2. States
  3. Alabama
  4. ZIP 35633
  5. Housing & Real Estate
Underwood-Petersville CDP, AL

ZIP 35633 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35633

Median Home Value
$177,500
Median Rent
$608
Affordability Snapshot
$49,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,140/mo PITI).

11%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.7x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

24.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35633 in Underwood-Petersville CDP, AL, a household would need roughly $49,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,140. That sits below the local median household income ($66,008), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
81.6%+25% vs US avg
x
Vacancy Rate
7.5%-27% vs US avg
x
Broadband Access
82.3%-5% vs US avg
x
4+ Bedrooms
7.5%-49% vs US avg
x
Built Pre-1939
0.5%-96% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
16.7%-66% vs US avg
x
Mortgage-Free
54.4%+42% vs US avg
x
$177,500
Home Value
$608
Rent
1985
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached81.1%
  • 1-unit attached0.6%
  • 2-9 units4.0%
  • 10+ units2.1%
  • Mobile home & other12.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$177,500
Median rent$608
Owner-occupied81.6%
Vacant7.5%
Price-to-income2.7x
Est. income to buy$49,000