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Guin city, AL

ZIP 35563 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35563

Median Home Value
$112,100
Median Rent
$329
Affordability Snapshot
$31,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$720/mo PITI).

8%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.2x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

28.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35563 in Guin city, AL, a household would need roughly $31,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $720. That sits below the local median household income ($50,313), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 25% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.9%+18% vs US avg
x
Vacancy Rate
24.6%+139% vs US avg
x
Broadband Access
76.8%-12% vs US avg
x
4+ Bedrooms
4.4%-70% vs US avg
x
Built Pre-1939
1.7%-87% vs US avg
x
Built Post-2014
1.9%-73% vs US avg
x
Rent Burden >30%
4.8%-90% vs US avg
x
Mortgage-Free
53.9%+41% vs US avg
x
$112,100
Home Value
$329
Rent
1975
Year Built
2007
Moved In

Residents have lived here since ~2007 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.2%
  • 1-unit attached2.4%
  • 2-9 units12.1%
  • 10+ units0.3%
  • Mobile home & other14.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$112,100
Median rent$329
Owner-occupied76.9%
Vacant24.6%
Price-to-income2.2x
Est. income to buy$31,000