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Cordova city, AL

ZIP 35550 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 35550

Median Home Value
$84,700
Median Rent
$451
Affordability Snapshot
$23,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$544/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.0x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

15.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 35550 in Cordova city, AL, a household would need roughly $23,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $544. That sits below the local median household income ($42,975), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 20% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.5%+12% vs US avg
x
Vacancy Rate
19.6%+90% vs US avg
x
Broadband Access
84.3%-3% vs US avg
x
4+ Bedrooms
0.7%-96% vs US avg
x
Built Pre-1939
6.3%-51% vs US avg
x
Built Post-2014
0.8%-88% vs US avg
x
Rent Burden >30%
10.5%-79% vs US avg
x
Mortgage-Free
68.7%+80% vs US avg
x
$84,700
Home Value
$451
Rent
1979
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached54.2%
  • 1-unit attached1.0%
  • 2-9 units7.9%
  • 10+ units1.1%
  • Mobile home & other35.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$84,700
Median rent$451
Owner-occupied73.5%
Vacant19.6%
Price-to-income2.0x
Est. income to buy$23,000